Cash or Finance: The Best Way to Buy a Civic

Cash or Finance: Choosing How To Buy Your Honda Civic

When you've decided to purchase the Honda Civic, it's clear that you are a smart shopper. This legendary compact car spans decades of quality and excellence, and is sure to exceed your expectations for many miles to come.

But there's more to consider beyond trim level and color when you're buying a Civic. Here's one many buyers don't think about until it comes time to pay: Should you pay cash up front for your Civic, or finance the cost with an auto loan?

Both methods will result in you driving home one of the best small cars on the market, and there are certain advantages associated with both payment methods. But it all depends on your financial means and preferences. Read on to learn more.

Why Pay Cash for Your Civic?

Just about anyone can see the appeal of driving home a car that you've purchased outright with cash. You will own it free and clear from the get-go, and you won't have to worry about arranging payment plans or getting approved for an auto loan. For that matter, not incurring any new debt is a selling point all on its own.

Maybe you've been saving up to purchase your Civic, or you've sold another car and have the cash in hand to put toward this new one. Either way, if the cash is burning a hole in your pocket, paying for your Civic on the spot is a great way to simplify the purchasing process and get you the instant gratification of full ownership.

Why Finance Your Civic?

Not every car shopper has that kind of cash on hand- or wants to hand it over all at once. That's where the finance team at Garden State Honda comes in. They can get you approved for a low-interest loan with attractive terms that will allow you to pay for your Civic over time, in manageable increments.

That said, if you do have some cash you'd like to put toward your Civic purchase, you can do that and then finance the remainder of the cost. Because you'll have to borrow less when you pay for a portion in cash, your monthly payments will be lower- and you'll enjoy the benefits of both a cash transaction and a great finance agreement!

Find Your Civic at Garden State Honda

Whether you pay cash or get an auto loan, the Civic is a great buy. And when you buy yours from Garden State Honda, you'll reap the rewards of our amazing everyday prices, special offers, and incentives all geared to make your vehicle purchase as budget-friendly as possible.

Visit us today to find your Civic, take it for a test drive, and learn all about the exciting savings opportunities we have in store!